Products & Services

Auto insurance, home insurance, life insurance, farm & ranch insurance. YOU MAY QUALIFY FOR SPECIAL DISCOUNTS! MULTI-CAR DISCOUNT - Available if you have more than one qualifying auto insured on a Germania policy. DEFENSIVE DRIVING DISCOUNT - Provides a 10% savings on liability, PIP or medical payments and collision when a driver has completed a defensive driver training course. DRIVER TRAINING DISCOUNT - Provides a 10% savings on liability, PIP or medical payments and collision coverage when a male driver under age 25 or an unmarried female under age 21 completes a driver education course. PASSIVE RESTRAINT DISCOUNT - Provides up to 30% savings on PIP or medical payments when an auto is equipped with factory installed air bags and/or a passive restraint system. ANTI-THEFT DISCOUNT - Provides up to 30% savings on Other Than Collision coverage when a vehicle is equipped with a qualifying anti-theft device. COMPANION POLICY DISCOUNT - Provides a 15% savings on liability, PIP or medical payments, OTC and collision when you insure your primary owner/immediate family occupied dwelling and have your personal liability policy with Germania. MATURE DRIVER DISCOUNT - Provides a 10% savings on liability, PIP or medical payments, OTC and collision when the principal is met.